@book{84170,
	author = {Hamoonga, Bright},
	title = {Investigating the factors that affect small and medium enterprises'(SMES) access to constituency development fund (CDF). A case of Zambia’s Nkana constituency},
	publisher = {Copperbelt University,},
	year = {2022.},
	address = {Kitwe:},
	note = {includes bibliographical references and an appendix}
}