TY - GEN AU - Musonda, Anna TI - Examining the determinants of intention of using mortgage in financing home ownership : evidence from public institution employees in Kitwe, Zambia AV - CBU-PG THESIS/MUS PY - 2023/// CY - Kitwe : PB - Copperbelt University KW - MORTAGES--ZAMBIA KW - MORTAGES KW - HOUSING--ZAMBIA--FINANCE N1 - includes references ER -