TY  - GEN
AU  - Mtonga, Daniel Babe
TI  - Factors that affect MSMEs use  of microfinance as a risk management tool in Chinsali, Zambia 
AV  - CBU-PG THESIS/MTO 
PY  - 2023///
CY  - Kitwe : 
PB  - Copperbelt University
KW  - MICROINSURANCE
KW  - RISK MANAGEMENT
N1  - includes references
ER  -